It's Official!

Before this process began, I had no idea what it would be like to try to get a home loan. I didn't realize that the way they do things now, it helps if you get pre-qualified and pre-approved before you go looking for a home so that builders know what you can buy.

As you know, there were a few bumps along that loan, but this weekend, it all finally came together! Yay!

So I am hoping that I can find my home and write a contract for it sometime this month. I'll keep you posted.

A Country Cottage of My Own

Well, I took a drive to see the new home neighborhoods and two great things happened! ...

(1) I found my way easily and quickly. The directions were simple and it didn't take nearly as long to get there as I had expected. And I found out that even though I felt like I was "out in the country," there was a main street close to another city and it has all the things I feel like I can't live without ~ like Kroger. :)

(2) I loved the look of the homes. So my realtor and I will go look at some in particular that are in my price range once the loan is approved and I have a definite price range. I do know that it is likely to be much lower than the approval amount.

So maybe I'm not too far away from finding my own cute little cottage in the country. 

The best thing about this quick trip was that it proved how easy it will be to do back and forth between there and the city I live in now, which is where my mother lives. So my son and I will be able to come and visit her easily. My son will be happy about that, as will she.

Moving Out of State ~ Not so Fast!

One thing I didn't really mention in that last post was how traumatic it was to try to find my way around in that new state when I got there. My intention was to go back again and stay overnight so that it would be much less stressful.

But as I have tried to choose a date, I've realized that I don't want to go. It just seems too complicated to get there!

So... my realtor has suggested a city in this same state that has even lower pricing, that will give me the feel of living in the country. I'm going to drive out there this week and check it out.

Moving from One State to Another

Though I thought my decision about buying a townhome was final, I spoke with a realtor and she suggested that owning a single family home at the price I have in mind might be possible, but it might mean moving out of the city or even the state I am in now. Works for me!

So I have done some exploring and I found a single family new home neighborhood in a nearby town with prices that fit my budget. The homes surround a lagoon (really pretty water) and there are wooded lots, too.

The models offer 3 bedroom and 4 bedroom homes, which means I should be able to create a homeschooling space and have the healing room I want. And I think there is a fireplace option.

I drove out to the neighborhood, and even stopped to have lunch at one of the quaint restaurants this small town offers, but haven't actually seen the inside of a house yet because I am waiting to go with my realtor. And she wants to wait until we hear back about the loan, so I will know exactly how much I have to spend.

Could I move to a neighboring state, to a small town and a lovely neighborhood? I think so!

The laws for homeschooling are more strict, which adds a bit of hassle, but nothing I can't handle. And I like what they have to offer in the local homeschooling co-op.

So we'll see! I might be on to something.

Have any of you moved away from your hometown? I have several times, but it never occurred to me that I might do so again so soon. I was thinking I'd wait until my son went to college.

Have a wonderful Labor Day weekend!

Jeanine

An INFP Bedroom

An INFP bedroom...

Here's the link for the article! I love it.

Thanks for Playing: The Loan Extravaganza

Uh oh! ...

Um, I had a wee bit of trouble with the loan process. In fact, the first two people I tried with basically said, "thanks for playing!" :)

But I didn't give up and am in the process of working with someone now. We are doing a bit of credit score optimization and I think things are going to work out.

Trust...

(photo credit: Odette NightSky)

One of the lessons I have had to work hard on, especially when it comes to spirituality, is trust. It just does not come easily for me.

So I am doing what I can to focus on positive thoughts, and to believe that I am loved and that all is well, or will be well.

Angelic Encouragement...

I see angel numbers every day and they are part of the way I (and my spirit guide family) nurture trust that all is well. Here is just one of the encouraging messages I have received during this journey.

"Angel Number 134 is a message from your angels that you are being supported, encouraged, loved and surrounded by your angels and the Ascended Masters. Give any negative fears, doubts and worries to your angels to transmute and heal, and trust that you are on the right path." ~Sacred Scribes

Which Home is MY Home? Townhouse vs. Single Family

This decision was a really tough one!

Single Family Home or Townhouse

(photo credit: Zoocasa at http://facebook.com/zoocasa)

I wanted a single family home because of all I could do with it. I wanted a separate healing room, a separate homeschooling room, a reading nook, and more.

And I had fallen in love with the style of this particular builder already, so I compared their single family home models to the townhouse models. Obviously, I found several single family homes that would do the trick and one in particular I loved.

The Townhouse Wins 

But I just couldn't make it work in terms of the upgrades I wanted (laminate flooring, etc.) and the budget I had in mind for monthly payments. Sigh. I have to admit it was hard to let that one go!

Eventually, though, I made peace with getting a townhome, and loading it up with upgrades. :)